Latest rates, based on 20 percent down, $200,000 owner-occupant mortgages. The rates and terms may vary; check with lenders for details. Rate information is provided by the lenders and compiled, as a public service, by the Honolulu Board of Realtors® Research Department.
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INTEREST % %
LENDER TERM/TYPE RATE POINTS *APR
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Acceptance Capital Mtg 15-YR Fixed 5.875 1.000 6.190
674-8989 30-YR Fixed 6.125 1.000 6.320
1-YR ARM 5.750 1.000 8.190
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Advantage Mortgage 15-YR Fixed 5.750 1.750 6.193
545-1234 30-YR Fixed 6.125 1.875 6.409
1-YR ARM 4.500 2.000 6.377
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Aina Mortgage 15-YR Fixed 5.750 1.625 6.067
263-2462 30-YR Fixed 5.875 2.000 6.101
1-YR ARM 5.875 1.000 6.506
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American Home Finance 15-YR Fixed 5.750 0.000 5.890
534-1945 30-YR Fixed 6.125 0.000 6.220
1-YR ARM 7.000 0.000 7.250
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American Savings Bank 15-YR Fixed 5.750 1.875 6.134
593-1226 30-YR Fixed 6.125 2.000 6.373
1-YR ARM 4.250 1.875 6.289
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Ascent Home Loans 15-YR Fixed 5.375 2.625 5.847
447-9629 30-YR Fixed 5.875 2.250 6.125
1-YR ARM 5.000 2.250 4.250
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Bank of Hawaii 15-YR Fixed 5.750 1.750 6.025
694-1444 30-YR Fixed 6.125 1.750 6.292
1-YR ARM 4.125 1.875 6.327
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Central Pacific HomeLoans 15-YR Fixed 5.750 1.875 6.155
356-4000 30-YR Fixed 6.250 1.750 6.489
1-YR ARM 5.375 2.000 4.307
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Countrywide Home Loans 15-YR Fixed 5.750 1.875 6.014
275-8910 30-YR Fixed 6.000 2.000 6.272
1-YR ARM 5.250 1.875 7.764
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CUSO of Hawaii 15-YR Fixed 5.750 2.000 6.128
539-0193 30-YR Fixed 6.125 2.250 6.381
1-YR ARM 4.375 1.000 4.139
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Finance Factors 15-YR Fixed 5.750 1.750 6.098
522-2000 30-YR Fixed 6.125 1.875 6.332
1-YR ARM 4.500 2.250 6.461
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First Hawaiian Bank 15-YR Fixed 5.750 2.000 6.120
643-4663 30-YR Fixed 6.250 1.750 6.460
1-YR ARM 4.500 2.000 6.740
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HomeStreet Bank 15-YR Fixed 5.750 2.000 6.222
596-0343 30-YR Fixed 6.125 2.125 6.425
1-YR ARM 4.250 1.875 6.257
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House of Finance 15-YR Fixed 5.875 2.000 6.362
847-8493 30-YR Fixed 6.250 2.000 6.549
1-YR ARM 4.250 2.000 6.456
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Imperial Mortgage 15-YR Fixed 5.750 1.750 6.106
263-6363 30-YR Fixed 6.000 2.125 6.608
1-YR ARM 4.000 2.000 4.447
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Innovative Island Mtg 15-YR Fixed 5.750 2.000 6.146
228-6610 30-YR Fixed 6.125 2.000 6.367
1-YR ARM 4.250 2.000 6.380
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Lau, Donald Mortgage 15-YR Fixed 5.750 2.000 6.013
732-8893 30-YR Fixed 6.125 2.000 6.397
1-YR ARM 4.750 2.000 4.284
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Legacy Mortgage 15-YR Fixed 5.250 2.250 5.718
545-2212 30-YR Fixed 5.875 1.375 6.079
1-YR ARM 4.500 1.625 6.381
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MetLife Home Loans 15-YR Fixed 5.625 2.000 5.986
275-8000 30-YR Fixed 6.000 1.750 6.195
1-YR ARM 5.250 2.000 5.460
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Mid-Pacific Mortgage 15-YR Fixed 6.125 1.000 6.166
587-7785 30-YR Fixed 6.375 0.000 6.400
1-YR ARM 4.875 1.000 6.686
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Miranda, Violet Mortgage 15-YR Fixed 5.625 2.000 6.082
488-7749 30-YR Fixed 6.000 2.000 6.279
1-YR ARM 5.250 1.250 4.233
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Mortgage Depot 15-YR Fixed 5.500 2.250 5.972
737-2899 30-YR Fixed 5.750 2.000 6.010
1-YR ARM 5.750 0.786 4.120
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Mortgage Express 15-YR Fixed 6.250 0.000 6.398
532-9555 30-YR Fixed 6.625 0.000 6.719
1-YR ARM 5.125 1.000 6.525
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Mortgage Lenders 15-YR Fixed 6.250 0.000 6.499
483-5626 30-YR Fixed 6.500 0.000 6.799
1-YR ARM 6.250 0.000 7.999
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Mortgage Resources 15-YR Fixed 5.750 1.875 6.175
521-1744 30-YR Fixed 6.000 2.250 6.294
1-YR ARM 4.250 1.875 6.606
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Navy Federal Credit Union 15-YR Fixed 5.250 1.500 5.537
254-7889 30-YR Fixed 5.750 1.750 5.948
1-YR ARM 5.375 1.625 6.558
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New Horizons Financial 15-YR Fixed 5.375 2.000 6.111
483-7400 30-YR Fixed 6.000 1.625 6.538
1-YR ARM 5.875 0.875 7.517
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NorthStar Alliance 15-YR Fixed 5.750 2.000 6.304
536-3656 30-YR Fixed 6.000 2.000 6.335
1-YR ARM 5.500 2.000 8.091
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Option Mortgage 15-YR Fixed 5.750 1.875 6.164
373-4803 30-YR Fixed 6.125 1.750 6.367
1-YR ARM 4.250 1.875 6.378
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Phoenix Financial 15-YR Fixed 5.875 2.000 6.195
952-9822 30-YR Fixed 6.000 2.000 6.193
1-YR ARM 4.500 2.000 6.740
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Pyramid Mortgage 15-YR Fixed 5.500 2.250 5.852
527-7249 30-YR Fixed 5.750 2.250 6.020
1-YR ARM 5.000 2.000 6.642
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Spectrum Mortgage 15-YR Fixed 5.875 2.000 6.331
522-5522 30-YR Fixed 6.250 2.000 6.531
1-YR ARM 4.500 2.000 5.153
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Territorial Savings 15-YR Fixed 5.625 2.250 6.089
946-1400 30-YR Fixed 6.250 1.750 6.461
1-YR ARM 4.500 2.000 4.003
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Wells Fargo Home Mortgage 15-YR Fixed 5.625 2.125 6.170
946-8832 30-YR Fixed 6.000 2.125 6.260
1-YR ARM 5.500 1.750 6.052
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| *APR (Annual Percentage Rate) reflects the cost of interest, points and all other finance charges, based on a $200,000 owner-occupant loan. The APR shown for 1-Year ARM loans is computed based on the current value of the underlying rate index. Most ARMs have rate caps, both on how much the interest rate may change each year and over the life of the loan. |
